Question 281. - A brings in his cheque to us for $147 payable to B with the application of the money written in the body underneath the written amount "Interest to 31st inst. on your loan on S 1/2 27-4-9 W." We certify or accept the cheque, which is forwarded by A to B. It is cashed by B, but he apparently scores out the words "Interest to 31st......" and it comes home to us through the usual channels. We accepted it but brought the alterations to the attention of A. Is there any responsibility attached to our accepting return of the cheque with alteration made re application of money?

Answer. - (See answer to Question No. 280). A drawee bank has nothing to do with such a clause as is here indicated. The order to the bank is to pay a certain sum, and the consideration for it is a matter of settlement between the drawer and payee.