This section is from the book "How To Buy Furniture For The Home", by Forrest Loman Oilar. Also available from Amazon: How To Buy Furniture For The Home.
Many premium, trading stamp and gift schemes are offered as an incentive to trade, but every one knows, or should know, that nothing is given away. The consumer pays for everything he gets. A man stated that his friend tried to induce him to join a soap club in order to get a premium. His answer was that he would have to pay more than the regular price for the soaps and spices if he were to receive a premium. His friend insisted that he would not, but to satisfy himself, he telephoned to his grocer and learned that the articles could be bought for at least ten per cent less. Regardless of the fact that the price of a premium is provided for in the balance of an order, some people continue to believe they are getting it for nothing.
Do not be the victim of fraudulent furniture clubs in which you are to pay from twenty-five cents to one dollar each week or month, in order to obtain glittering premiums, or furniture at discounts. Do not be deceived by the concern that offers you a card of introduction to another larger concern, possibly in another city, giving you the impression of buying goods at manufacturers' prices or at wholesale cost. The small concern will get at least a commission, and the larger concern will get the regular profit. No difference what their claim may be, it must be understood that goods are sold for a profit the world over, and not for sake of friendship. A business to live and thrive must pay profits and to do this must give value which is the essential element in every sale.
Books could be written on the experiences of people who are easily influenced by unscrupulous business methods and yet through such methods great establishments continue to prosper.
Dishonest people have helped to make the credit or installment business a hard one. These people actually make a business of going from place to place, pretending almost anything to obtain goods on credit.
Alter paying a few installments on the debt, they move to another city to do the samething over again.
Some even go so far as to try to sell the goods that they have purchased on a lease or contract, and many have been successful This is a penitentiary offense and is a risk not worth taking As stated before,goods obtained on a lease belong to the owner of the goods until they have been fully paid for and until that time, an enormous risk is taken in undertaking to ship goods out of a city, under an assumed name or otherwise, or to move them to another part of the city on into another house without first obtaining the consent of the person who owns the lease or goods, providing such terms are in the lease.
For their own protection, dealers all over the country are forming into associations; first into state associations, the state associations into a national associa-ion, and it is becoming easier daily to locate the dishonest buyer. Even if a buyer moves across the continent, some dealer in the locality to which he goes will be notified through their association, and the person is usually found.
 
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