That arrangement must-have-had two-sides, we-should-suppose, and so we-find-the-fact to be, for-he-was to furnish-the City Bank with paper equal in amount to-the-currency furnished to-him. But it-was-not so-much upon-that that-he relied as upon-the expectation that-his-friend, who-was-the president of-the City Bank, should "carry him." I-charge-you, as-matter-of law, that-a-man cannot honestly carry on the-business of-banking upon a-mere-promise of-another to carry-him, without-some security for-the-performance of-the-promise. It-cannot-be tolerated that-a-man shall continue such-a-business upon-the mere assurance of-another, without-security, that-he will carry-him. Whenever that other ceases to carry-him, there-is-an-end of-it, and-the depositors go without-their-money. A-man cannot do-a banking business honestly without means or reasonable expectation of-means fodo-the-business with. That-is so-simple a-proposition that-it-seems unnecessary to state-it. What-is common-sense in-a-case of-this-kind, is-the-law of-the-case, and-the law must commend-itself to-the-good-judgment of-the-jury.

As I-have-stated. the-only-question-of-fact upon-which-you-are-to-find, is-whether this-deposit was-received by Palmer in-good-faith, or-whether, under-the-circumstances-of-the-case, it-was dishonest on-his-part to receive-it. I-repeat, that-it-is-not-necessary that-there should-have-been an-intention in-this particular-case to defraud the-men who-made-the deposit; if-a-man is-doing-a banking-business fraudulently all-the-time, it-is-not-necessary that-he shall entertain a-particular fraudulent design in-each individual case in-which-he receives-deposits. If-this transaction was-thus fraudulent on-the part-of Palmer, the-defense is-established, because-he thereby obtained no-title to-the-draft in-question, and-the City Bank obtained no-title unless he-did. If-you-find that-this was-an-honest transaction, the-plaintiffs are-entitled-to-your verdict for-the-amount of-the-draft, which-is $1,059.29. If-it-was-not an-honest transaction, your-verdict must-be for-the-defendants.

Mr. Gillette asked-the court to charge-the-jury that-it-was necessary for-the-defendants to establish-the-fact that Palmer misrepresented the-facts with-the intention of-deceiving them, and-that-he obtained the-draft by-means of-such-misrepresenta-tions.

Refused; exception.

Also, that-the answer could-not-be-sustained unless-the defendants were in-fact deceived.

Refused; exception.

Mr. Gillette excepted to-the charge that-the City Bank was-not a-holder for-value.

Also, to-the charge that-the-plaintiffs were-not holders for-value.

Verdict for-the-defendants.

Contractions And Word-forms.*

I. Dear Sir: - We shall not be able-to complete the purchase of the Hoadley property at present. The messenger we sent was notified by some-one in the neighborhood that the estate was heavily mortgaged, and upon further inquiry it was learned that the chattel-mortgage was overdue; and inasmuch as the fact was afterwards disclosed that the obligation secured by the real-estate bond-and-mortgage would mature in November, the negotiation in-relation-to the transfer was discontinued, under the advice of the lawyer who acted as counsel for the administrator, and with his approval.

If circumstances shall at any time warrant a renewal of the negotiation, we will notify you at-once.

3. My Dear Sir: - Your letter of inquiry as to the political standing of Mr. Perkins can be answered in a few words. He is very changeable. He was formerly a distinguished representative of Democracy; next, a dignified Republican legislator; then, an Independent, characterized by the most positive opinions; and he now undertakes to demonstrate the truth of his original convictions as a Democrat, in acknowledgement of a conditional promise of a nomination by the party to a position of importance for which I understand he has long negotiated, in the expectation that everything connected with his former inconsideration will be forgotten or forgiven by intelligent voters.

If the committee desire more particular information, it will be promptly furnished.

3. Gentlemen: - I have referred your communication of the 20th instant to Mr. Bacon. His reply was dictated by him to his stenographer, and he wishes me to repeat it to you. It is in these words:

"The perpendicular portion naturally became particularly important, in an architectural and mechanical sense, for the proper and efficient support and maintenance of the easterly extension of the principal building of the university, notwithstanding its intersection with the northeastern structure; nevertheless, the inexperience and lack of comprehension of the superintendent, who had undertaken independently to certify to its sufficiency, so characteristic of his want of intelligence, should have led the trustees to anticipate the imperfect workmanship, and the consequent occurrence of an accident of that description, involving the authorities of the institution in the expense and danger of an action for negligence."

*In these exercises, all the principles of phrasing- are to be used. The outlines for the words printed in Italic are to be supplied by the student. The proper outlines for all the other words are contained in the table of Word-signs and the alphabetical lists of Contractions and Word-forms heretofore given. Words connected by hyphens are to be written with a single outline.

If I can be of further assistance to you in the matter, please inform me.

4. Dear Carrie: - In my last letter I spoke of our drive on G-rand Avenue. We found a good-deal of wealth represented in the architecture of that portion of the city, equaling anything we have any remembrance of having before discovered in our journey. This was noticeable in our first superficial observation of the buildings, but the constant succession of elegant structures was very remarkable. It is difficult to describe the effect upon us of this wonderful exhibition. In fact, no description could possibly represent it. It is beyond my ability to relate, or yours to imagine, the many objects of interest which we were given an opportunity to examine, and which we observed on-either-hand as we continued our course among these countless attractions. It was afterwards our privilege to visit and examine the internal arrangements of some of the dwellings, and we found them quite equal to what we had been led to expect from their external appearance. Although entire strangers, we were received with hearty welcome, and every effort was made to render our visit a pleasure to us, and it was certainly very pleasant. We could scarcely suppress a constant expression of surprise at the uniform elegance and taste exhibited in the manner in which the houses were arranged, and in the character and beauty of their furniture.