The mortgagee may foreclose his mortgage by exercising the right given him in the mortgage of selling the property to pay the indebtedness. It is not a proceeding in a court, but consists of giving notice to the owner, if he can be found, and advertising a public sale of the property - hence its name "foreclosure by advertisement." It has one great fault; it does not place the purchaser at the sale in possession of the property. The owner may refuse to surrender possession. The purchaser is then able to get possession only by means of a tedious, expensive action in ejectment. For this reason, although apparently the most direct remedy, foreclosure by advertisement is seldom used unless the mortgagee be in possession at the time of the sale.