This section is from the book "Facts Worth Knowing", by Robert Kemp Philip. Also available from Amazon: Inquire Within for Anything You Want to Know.
Have a supply of change in hand. This will obviate the various incon. veniences of keeping people at the door, sending out at unreasonable times, and running or calling after any inmate in the house, supposed to be better provided with "the needful" The tradespeople with whom you regularly deal will always give you extra change when you are making purchases or paying bills; while those to whom you apply for it on a sudden emergency, may neither be willing nor able to do so. Some housekeepers object to this arrangement that, "as soon as five-pound notes or sovereigns are changed, they always seem to go, without their understanding how;" but to such persons I would humbly intimate, that this is rather the fault of their not getting understanding, than any inevitable consequence of getting change. The fact is, that it is the necessity of parting with your money which obliges you to get the larger pieces changed, and not the circumstance of having smaller coin that necessitates your parting with your money, though it certainly facilitates your doing so, when the necessity arrives. However, as it is easier to count a few sovereigns than many shillings, and loose money is most objectionable, it is well to put up reserve change in small collective packets, and to replenish the housekeeping purse from these daily or weekly, as may be most convenient.
2386. If money for daily expenses has to pass through the hands of a common domestic, it is a time and trouble-saving plan to settle with her every night, and make up her cash in hand to a certain similar sum.
 
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